For those who currently have or else are looking into selecting a Germantown, Maryland mortgage, it is a good idea to always be on the lookout for the best deals available. It’s also best to deal with a local community lender. As a local Germantown mortgage lending expert, I have access to the top rates in the country because I have a multitude of lenders I deal with.
Germantown mortgage programs I have include: FHA, first time home buyer loans, fixed rate and adjustable as well as jumbo and super jumbo mortgage programs. Continue reading “Germantown Mortgage – Buying or Refinancing Your Germantown Home” »
In today’s home buying market, a Maryland FHA Mortgage financing is the way to go. This is especially true when looking to buy in the Maryland area where the average home price is much higher than the rest of the country.
Maryland FHA mortgage financing allows for a much lower down payment of 3.5%. FHA loans are a smart option for first time home buyers and those with less than perfect credit too. There are loan limits for FHA loans and it varies by state and county, however, there are no income limits for FHA mortgage financing. Continue reading “Maryland FHA Mortgage” »
One of the most common questions I get from home buyers is “How much can I qualify for?” I can tell you what the maximum the lender will most likely approve you for, however, only you can determine what you can afford.
You have to understand one thing, don’t allow anyone to tell you what you can afford. You have to be able to determine that. My job is to help you to come to that figure. The reason there was a housing crisis and mortgage meltdown was due to the fact the people were getting into homes they couldn’t afford. So don’t let your friends, family, Real estate agent or lender determine what you can afford. Continue reading “How Much of A House Can I Qualify For?” »